Insurance & Payment FAQs
Your Child’s Smile Is Our Priority
At Kids 1st Pediatric Dentistry in Pinellas Park, FL, we believe every child deserves exceptional dental care in a warm, kid-friendly environment. Our goal is to provide elite pediatric dental care to our community.
1. Are you in-network with my dental insurance?
Yes! We are in-network with a wide range of providers. Unsure about your coverage? Call us at (727) 238–7722, and our team will gladly verify your benefits.
We accept most PPO plans and Florida Medicaid for children, including:
- Aetna
- Anthem Blue Cross
- Ameritas
- BCBS (Blue Cross Blue Shield)
- Beam Insurance Administrators
- Cigna
- CMS (Children’s Medical Services)
- Dentaquest
- Delta Dental
- EMI
- FCL (Florida Combined Life)
- Florida Blue
- Florida Kid Care
- Florida Health Kids
- GEHA
- Golden Rule
- Guardian
- Humana
- Liberty
- Lincoln
- Manhattan Life
- MCNA
- Medicaid (children’s)
- Metlife
- National Elevator Industry
- Reliance
- Simply
- SunLife
- Sunshine
- TeamCare
- TriCare (Metlife, UniteConcordia or GEHA)
- UMR (United Medical Resources)
- United Health Care
- USHealth
Disclaimer: The above insurances are accepted at Kids 1st Pediatric Dentistry. If your plan is not listed, our insurance specialist can contact your provider to verify out-of-network coverage. Please note, some PPO plans may not be in-network. When scheduling an appointment, please have your member ID, group ID, provider phone number, and PO Box (typically found on your dental insurance card) available. Insurance is not a guarantee of payment. Our insurance specialist will obtain benefit details prior to your child’s appointment to assess potential copays. However, once a claim is processed, benefits are subject to change.
2. Which local employers’ insurance plans do you accept?
We proudly work with plans from many local and national employers, including but not limited to:
Amazon, ADP, American Airlines, BayCare, City of St. Pete, FedEx, Florida State Employees, Honeywell, HCA Healthcare, Jabil, Johns Hopkins, Marriott, Pinellas County Schools, Spectrum, and more.
If your employer isn’t listed, don’t worry—we likely accept your plan. Just give us a call.
3. What if you’re out-of-network with my plan?
Even if we’re out-of-network, many PPO plans still offer out-of-network benefits. We’ll help you understand your options and will file claims on your behalf. Plus, we offer our in-house Happy Teeth Club—an affordable membership plan that covers preventive care and discounts on other services. Perfect for self-pay families!
4. Is a referral required to see a pediatric dentist with insurance?
No referral is needed for most insurance plans. You can schedule directly with us. However, we recommend double-checking your plan’s requirements.
5. Are preventive visits like cleanings and fluoride covered?
Yes. Most insurance plans cover routine cleanings, fluoride treatments, and exams at 100%. These preventive visits are essential for your child’s long-term dental health.